On July 25, 2018, The US House of Representatives passed two healthcare bills that would expand the use of health savings accounts (HSA). If advanced, these bills could significantly increase the number of practitioners providing medicine in a Direct Primary Care (DPC) model. This would also drive higher employee enrollment in high-deductible health plans that feature HSAs.
Passage of the bills would not only increase employee HSA contribution limits to $6,900.00 from today’s limits of $3,450.00 for individual coverage, and to $13,300.00 (from $6,900) for families, but also allows HSA dollars to be spent on the periodic fees associated with Direct Primary Care.
Imagine being able to use pre-tax HSA dollars to pay DPC monthly fees while simultaneously having a high deductible health plan. Stay tuned for what happens in the Senate.
